Effective Date: 11.19.2025

Welcome to AS Mortgage Broking & Finance Agency. By accessing or using our website and services, you agree to these Terms & Conditions. Please read them carefully.

1. Our Services

AS Mortgage Broking & Finance Agency is a licensed mortgage broking and finance agency. We assist clients with:

  • Home Loans (first-home buyers and owner-occupied)

  • Investment Loans

  • Refinancing

  • Personal Loans

  • Business & Commercial Loans

  • Self-Employed / Low Doc Loans

  • Debt Consolidation

We act as an intermediary between clients and lenders. Loan approvals are always subject to the lender’s terms, eligibility criteria, and credit assessment.

2. Information Disclaimer

All information on this website is provided for general guidance only and does not constitute financial advice. While we strive for accuracy, we cannot guarantee that information is complete or up-to-date. Clients are encouraged to seek professional advice before making financial decisions.

3. Client Responsibilities

Clients must provide accurate and complete information when making inquiries or applying for loans. Providing false or misleading information may affect your application outcome.

4. Privacy & Data Use

We handle your personal information in accordance with our Privacy Policy. By using our services or submitting inquiries, you consent to the collection, storage, and use of your information to provide tailored loan solutions and improve our services.

5. Website Use

By using this website, you agree not to:

  • Disrupt or interfere with the website’s functionality

  • Access data without authorization

  • Copy or reproduce content without written permission

6. Limitation of Liability

AS Mortgage Broking & Finance Agency is not liable for any loss, damage, or costs arising from your use of our website or services. Loan approvals are entirely at the lender’s discretion.

7. Intellectual Property

All content, images, logos, and graphics on this website are the property of AS Mortgage Broking & Finance Agency and are protected by copyright law. Unauthorized use is prohibited.

8. Updates to Terms

We may update these Terms & Conditions at any time. Continued use of our website indicates acceptance of any changes.

9. Governing Law

These Terms & Conditions are governed by the laws of Australia, and any disputes will be subject to the jurisdiction of the relevant courts.